{"id":139,"date":"2020-11-03T09:20:49","date_gmt":"2020-11-03T06:20:49","guid":{"rendered":"https:\/\/www.mobileloansinkenya.com\/?p=139"},"modified":"2021-01-06T12:21:24","modified_gmt":"2021-01-06T09:21:24","slug":"credit-score-can-improve","status":"publish","type":"post","link":"https:\/\/www.mobileloansinkenya.com\/credit-score-can-improve\/","title":{"rendered":"What is a credit score, and how can you improve yours"},"content":{"rendered":"\n\n\n\n\n\n\n

What is a credit score?\n\n\n\n

This is a question many would like to understand.\u00a0 Credit Score are the factors that are considered when credit bureaus calculate your credit record.\n\n\n\n

Credit records are used by credit providers to determine the amount of credit to offer a consumer, and on what terms.\n\n\n\n

A consumer\u2019s credit score is calculated by a credit bureau based on a person\u2019s credit report. The bureau considers how a consumer pays their bills, how much debt they have and how all of that relates to other credit active consumers.\n\n\n\n

The Credit Bureau\n\n\n\n

Each bureau has a different way of calculating the credit score. They take into account different forms of information, including information their organisation already has on you, or your employment circumstances.\n\n\n\n